Personal Injury Lawyers for Southern Maryland
We are advocates for the injured.
At Baldwin, Briscoe & Steinmetz, we handle various claims in which people have suffered personal injury or death through no fault of their own. Our law firm has the skill and resources to represent even the most complex cases.
We offer a free consultation on personal injury cases, and there is never a fee unless we recover money for you.
Trust our 35+ years of experience serving Southern Maryland. We handle legal issues of any size with ease.
Our firm is deeply rooted in St. Mary’s and Charles Counties. As members of this community, we value our family, work, and the well-being of our clients.
When facing a legal issue, you need a team of experts who understand every nuance of your case. With our collective experience and range of expertise, we’ll get the job done.
This firm was extremely honest and forthcoming with me at all times. I have no experience in the legal system, but my lawyer Rick took time to get to know me and fully explain the process to me. Everyone at the firm treated me great and you couldn’t ask for better representation. Thank you again
– Clifford O., St. Mary’s County
Our willingness to litigate cases means that the insurance companies show us respect. Whether or not your case goes to court, you want an attorney whose reputation is to fight hard and not leave any money on the table.
We are willing to take cases to trial to get more money for you.
Our lawyers have experience in cases of motorcyclists injured through the negligence of others and are aware of the law enacted to protect motorcyclists.
If you have lost a loved one whose death was caused by a wrongful act, our firm understands the emotional effects and will strive to achieve a successful wrongful death claim.
While no attorney or law firm can “fix” your loss, our firm’s experience can help you recover from the economic losses associated with your family member’s passing and compensation for the emotional loss.
The presence of dangerous hazards and conditions can result in serious personal injury. These cases can be challenging to litigate. However, we have experience with these cases and have obtained significant verdicts for our clients.
Richard J. Steinmetz, Jr. joined the firm in 2011 and heads the firm’s personal injury practice.
Ms. Ohri is an associate at Baldwin, Briscoe, and Steinmetz. She handles civil matters for the firm, including personal injury.
Baldwin, Briscoe & Steinmetz secures $230,000 slip and fall jury verdict in Saint Mary’s County
It was a good day in court for Celeste Newland on April 12, 2018. After a two day trial, a Saint Mary’s County jury returned a verdict in the amount of $229,651. Mrs. Newland suffered a fractured patella when she slipped and fell on a banana peel in the Sheetz parking lot in Lexington Park, MD.
After deliberating for approximately two hours, the jury returned a verdict covering all of her medical bills and providing $200,000 for pain and suffering damages.
While conceding just before trial that the store had been negligent in failing to inspect, and clean up its parking lot, Sheetz argued that it should not be held responsible for the plaintiff’s injuries because the plaintiff was contributorily negligent and assumed the risk of her injuries.
The plaintiff testified in the case explaining the significant physical and emotional trauma that have affected her since the injury which occurred in December, 2013. As a business invitee, the store owed the plaintiff a duty of reasonable care to maintain a safe premises and to warn her of any latent defects.
In addition to the testimony of the plaintiff, Dr. Ehsan Abdeshahian, the plaintiff’s pain management doctor testified in the plaintiff’s case. The defendant chose not to call any witnesses in its case.
The defendant argued that the plaintiff was contributorily negligent, and assumed the risk of injury and therefore that she should not be able to recover as a matter of law. Under Maryland law, both contributory negligence and assumption of risk are affirmative defenses which would prevent the plaintiff from recovering any money.
At the conclusion of the case, plaintiff requested and was granted a partially directed verdict on the question of whether or not Mrs. Newland assumed the risk of her injury. Judge Karen Abrams ruled that there was insufficient evidence to support the claim that she assumed the risk of injury and that as such, that question would not be decided by the jury. Instead, the jury was left to decide whether Mrs. Newland was contributorily negligent, and if what amount of damages would be awarded, if any.
Richard Steinmetz, who represented Mrs. Newland in the case pointed out to the jury that the defendant had made inconsistent arguments about what happened and therefore should be discredited. The defendant’s argument that she was contributorily negligent, for not using due care and looking where she was walking was factually inconsistent with another argument they made, that she assumed the risk of injury. When a party assumes the risk of injury, they voluntarily chooses to encounter a known risk.
There were several factors which made this a good case to take to trial. First, the plaintiff was fortunate inasmuch as the incident was captured on the store’s security surveillance cameras. Thus the jury got to actually see the fall. Second, the injury was significant and discrete. Plaintiff suffered a fracture of the patella. Finally, the defendant’s attempt to shift the blame to the plaintiff simply didn’t seem to sit well with the jury.
If you are significantly injured in a slip and fall, an automobile accident, or any other type of accident, because another person was not careful, you may be entitled to monetary damages for your medical expenses and pain and suffering. Contact our office today for a free, no-obligation consultation regarding your injury claim.
Baldwin, Briscoe & Steinmetz secures $250,000 slip and fall jury verdict in Calvert County
On April 9, 2019, Polly Traynham found out that she made a wise decision in turning down a $50,000 offer to settle her case. A Calvert County jury awarded her five times as much money as had been offered by the defendant to settle her claim.
Polly suffered injuries back in 2016 while she was standing on a pier at the Solomon’s Island Yacht Club. She had been attending a wedding reception for a friend’s family. While guests were lining up to take photos, the pier collapsed, dropping several guests into the cold water below. Polly suffered soft tissue injuries to her neck and back and hand, and a more serious injury to her foot.
It was disputed as to whether the foot was broken. Plaintiff claimed that there was a broken bone in the foot which showed up on an MRI report. The defendant claimed that the image showed a blood vessel, not a crack. Both sides called doctors to testify to the jury as to what the nature and extent of the injuries were.
The attorney in the case, Rick Steinmetz, a partner with Baldwin, Briscoe & Steinmetz, P.C., with Ms. Traynham’s consent, decided not to introduce the plaintiff’s medical bills into evidence. The bills totaled approximately $12,000. Without introducing the bills, the jury was without an “anchor” to tie the non-economic damages. Attorney Steinmetz filed a Motion in Limine prior to trial to prevent the defendant from seeking to introduce the amount of medical bills into evidence in the case. Ms. Traynham sought compensation only for the non-economic aspect of her claim.
Both Ms. Traynham and her attorney were very pleased with the verdict. If you have questions about a personal injury matter, please give us a call today at 301-862-4400 to schedule your free, no-obligation consultation.
Slip and Fall Law
Baldwin, Briscoe & Steinmetz, P.C.’s experienced attorneys handle slip and fall cases and trip and fall cases. Generally, a slip and fall case is where the person encounters a slippery surface, such as ice or a liquid, causing them to lose their balance. A trip and fall case is where due to some problem with the floor, such as a raised tile, a hole, or an object left on the ground, the person trips. Baldwin, Briscoe & Steinmetz, P.C. offers a free consultation on slip and fall and trip and fall cases involving an injury.
Business owners and property owners can be held legally responsible when they act negligently and that negligence results in a person falling and getting injured. In order for the property owner to be responsible for the injury, there must have been notice of the dangerous condition prior to the injury. Property owners have a duty to correct or warn individuals about dangerous conditions on the property that they know about, or should know about.
Falls indoors can be caused by any number of dangerous conditions, including the presence of a liquid or sticky substance on the floor or ground, wet floors, floors that are not level, torn carpeting, raised carpeting, worn carpeting, inadequate lighting, changes in the height or depth of stairs, malfunctioning escalators and the presence of objects, such as cords. Outdoor falls can be caused by cracked or broken sidewalks, ice, snow, inadequate lighting, lack of handrails and holes or depressions in the ground.
Any fall case, like any injury case, is going to have two major components – liability and damages. There are two questions that need to be addressed in assessing the case. First, did someone do something or not do something that constitutes a negligent act? Second, what injuries or damages were proximately caused by that act of negligence?
Liability
Under Maryland law, a property owner must take reasonable steps to maintain the safety of their property. Generally, to recover the injured person, i.e., the plaintiff will have to show that the property owner actually knew of the dangerous condition or that if they had been exercising reasonable care that they would have or should have known about the dangerous condition. If a customer spills liquid in the grocery store moments before you come around the corner and slip and fall, your chances of recovery are small. If however, a customer spills a liquid, notifies an employee, and the spill is still there three hours later when you come around the corner and fall, your chances of recovery have increased significantly. Most cases fall somewhere in the middle.
The general rule is that property owners, as well as their tenants must take reasonable steps to ensure the safety of the premises. Although the general rule applies to everyone, there are additional rules that may apply in particular cases.
• Duty owed to trespasser. Under Maryland law, the only duty owed to a trespasser, that is someone who is on the property without permission, is to refrain from intentionally injuring the trespasser.
• Duty owed to invitee. An invitee is a person who is on the property for the benefit of the owner, such as a customer in a store. The owner/occupier must use reasonable and ordinary care to see that those portions of the property which the invitee reasonably may be expected to use are safe or if not safe to give the invitee reasonable notice of the unsafe condition.
If the owner/occupier of a rental property sets aside a portion of the property for the common use of his tenants he owes the tenants a duty to exercise ordinary care to keep those portions of the premises in a safe condition, or if not safe, to notify the tenants of the unsafe condition. Also further the landlord or occupier who has agreed to make repairs may be responsible for the injuries resulting from his failure to make such repairs.
The duty owed to an invitee cannot be delegated. That is, while the owner can hire a third party to take care that the premises is clean and safe, the owner is ultimately responsible to the injured party if it is not. Although the invitee is owed a higher duty of care than others, the owner is not an insurer of the invitee’s safety and there is no presumption of negligence that arises when an invitee is injured on the property.
• Duty to a social guest. A social guest is a licensee by invitation and is owed a duty of reasonable care. A social guest must also be warned by the owner of any dangerous conditions that cannot be reasonably discovered.
• Duty owed to licensee. A bare licensee is a person who enters the property with the owner’s permission, but for their own benefit rather than for the benefit of the owner. No duty is owed to a bare licensee except that the owner may not wantonly or willfully injure or entrap the licensee. Further landowner may not create new and undisclosed sources of danger without warning the licensee of their presence.
It is important when a slip and fall occurs that the injured party does what they can to preserve evidence of the cause. This would include taking photographs of the substance or object that caused the fall as well as gathering names, addresses and phone numbers from anyone who witnessed the fall. Witness statements should also be obtained at the time of the fall, because people’s memories fade quickly.
A slip and fall or trip and fall case is a specific type of negligence case. For more information on negligence cases, generally, click here.
In a negligence case, the plaintiff must prove four things: (1) that the defendant owed some duty to the plaintiff; (2) that the defendant breached that duty; (3) that the defendant’s breach of the duty was the proximate cause of the plaintiff’s injuries; and (4) that the plaintiff was, in fact, injured and the extent of those injuries.
Establishing liability for a slip and fall case is the critical first step toward recovery. There are a number of things that the injured party or those present with the injured party can do to help establish liability. First, it is important to take photographs of the scene, including the substance or defect which caused the fall. Photos should also be taken of the injuries and the clothing, especially footwear, of the injured person. These photographs can be very important evidence if the case goes to trial.
Second, the injured party should obtain the names, telephone numbers and addresses of those who saw the fall or the dangerous condition that caused it. These individuals may need to be subpoenaed as witnesses at some point in the future.
Third, the injured person should speak with the property owner or manager and request that an accident report be filed. This will ensure that important facts are not left out of the record of the event. You should ask the manager for a copy of the accident report before you leave the scene.
Finally, you should preserve any evidence. If it was an object that you fell on, save the object. You should also preserve the shoes you were wearing at the time. If there is any substance stuck on the shoe, take photographs, and then seal the shoe, with the substance still attached in a plastic bag and tape it shut so that you will have it if needed for purposes of litigation.
Defenses to Slip and Fall/Trip and Fall Cases
There are a variety of defenses that may be raised in slip and fall cases.
Lack of Negligence
The property owner or their insurance company may simply deny that they did anything wrong. Since it is the plaintiff’s burden to prove both liability and damages, the property owner may simply wait and see if the plaintiff can prove negligence and damages in court.
Contributory Negligence
A few states, Maryland among them, adhere to an old, rather harsh rule, known as “contributory negligence.” In a state which has contributory negligence, if the plaintiff has contributed to the injury in any way, the plaintiff is barred from recovery. This means that even if the plaintiff was a little bit at fault – even 1% or less – that the plaintiff cannot recovery for their injuries. Unlike Maryland, most states have abandoned the contributory negligence doctrine in favor of some form of comparative negligence in which the plaintiff’s recovery is reduced by some percentage based on the degree to which the plaintiff is at fault. In Maryland, the defense of contributory negligence is still available.
Assumption of Risk
Assumption of risk is a defense that prevents recovery where a plaintiff knowingly and voluntarily encounters a known risk. For example, if you walk across an icy parking lot, where you can see the ice, and then slip and fall, you may not recover against the property owner. The Maryland law holds that if you knowingly chanced it, that you have to live with the consequences and cannot hold someone else accountable.
Damages
If you can prove liability in a slip and fall case, you are entitled to recover damages. Damages is a general term that refers to monetary compensation awarded by a court for your injury. Under Maryland law, there are two types of damages that you can recover when you are injured, economic damages and noneconomic damages.
Economic damages refer to money that you have paid out, or will be required to pay out for expenses relating to your injuries. Typically the economic damages in a personal injury case consist of medical bills and lost wages, but could include other types of monetary loss directly attributable to the injury.
Noneconomic damages refer to money that is awarded to the plaintiff for things other than out of pocket expenses. This may be money awarded for pain, suffering and inconvenience associated with the injury, mental anguish, disfigurement, physical impairment and damage to your marital relationship (loss of consortium).
The amount of damages that can be recovered for your slip and fall claim depends on the severity of your injury, the length of time it takes you to recover, the type of injury sustained, and whether there is a permanent injury, that is one that will requiring ongoing medical attention.
In many cases, the defendant may contest the amount of damages, even where liability is conceded. While this happens more often in automobile accident cases, it can apply to slip and fall injuries as well. Often insurance companies will try to attribute your injuries to a different accident or fall, either before or after the one that is the subject of your case, to degenerative or other physical impairments, or to any number of sources other than the negligence of their clients.
Medical Payments Coverage
In Maryland, some business and private property owners maintain medical payments coverage insurance. This allows an injured party to recover for medical expenses for injuries that occur on the property without relation to fault. That means that you can recover regardless of why you fell or who caused it.
The attorneys at Baldwin, Briscoe & Steinmetz, P.C. regularly handle trip and fall and slip and fall personal injury cases. Call us today for a free, no-obligation consultation. We will meet with you and discuss your case and provide an opinion on whether you may be able to recover for your injuries. There is never a fee for personal injury cases unless we are able to recover money for you. Clients may be responsible for costs.
How Car Insurance Works
HOW AUTOMOBILE INSURANCE WORKS
Everyone who drives a vehicle in Maryland is required to carry an automobile liability policy. In Maryland, drivers must carry a policy with at least $30,000 per person and $60,000 per crash in insurance coverage. What this means is that the driver who hits you, by law, must have an insurance policy that will pay up to $30,000 to you for injuries, if they cause an accident in which you are hurt.
If there are multiple people that are injured as a result of the crash, the at-fault driver’s policy will pay up to a total of $60,000 for medical expenses, lost wages and pain and suffering, but will not, under any circumstances, pay more than $30,000 to any individual. If there are more than two people that are seriously injured, the at-fault driver’s insurance may end up paying less than $30,000 per person. The per person and per crash limits are the most that that the insurance company is obligated to pay if there is a crash.
The sad fact is that in a serious car crash, the Maryland minimum policy limits are never going to be enough to compensate an injured person. Since you cannot choose who will crash into you, you should always have enough uninsured/underinsured motorist coverage as part of your own insurance policy. Unlike the liability portion of your policy, uninsured and uninsured coverage is money that will be paid directly to you, or your medical providers, if you get hurt.
Uninsured Motorist Insurance is part of your own policy. Part of the premium that you pay every time you make a car insurance payment goes to pay for coverage to protect you if you are involved in an accident caused by someone who doesn’t have automobile insurance. Even though all drivers are required by law to have automobile insurance, unfortunately there are some people that don’t follow the law. If you are in an accident caused by someone who is not insured, you can make a claim against your owner insurance company to be compensated. An uninsured motorist claim is very similar to how a normal claim works. Your insurance company essentially stands in as the insurance company for the at-fault party. It sounds weird and it is- you may even have to sue your own insurance company to pay for the claim that they are contractually obligated to cover.
Another part of your policy is Underinsured Motorist Coverage. Underinsured Motorist Coverage is there to protect you when someone hits you and they have insurance, but not enough. Remember, individual are only required to carry $30,000 per person/$60,000 per accident in car insurance. If someone hits you and causes serious injuries, you may have a claim that is worth much more than $30,000. If you have a claim that is worth, for example, $100,000, you will recover $30,000 from the at-fault party, and then pursue a claim for the remaining $70,000 against your own insurance company.
One of the most frustrating things that we see as personal injury lawyers is when someone has been badly hurt in a crash and there is not enough insurance. We recently had a case in which there were very serious injuries both to our client and to others involved in the crash. In fact, one of the other people in the vehicle in which our client was riding was killed. In addition to our client and the person killed, there was a third person who was seriously injured in the crash. The party that caused the crash – that ran into the vehicle in which our client was riding had only $100,000 in insurance, not nearly enough.
Our client was able to get money from the at-fault party and was able to recover additional money against the underinsured motorist policy for the vehicle that she was riding in. Unfortunately, it still didn’t fully compensate her for the injuries sustained. Our client would have recovered significantly more money if she had her own insurance policy with UIM coverage.
In 2018, Maryland enacted a new Enhanced Uninsured Motorist Insurance law. Unfortunately, enhanced uninsured motorist coverage is optional and not the default coverage that applies. You must – and should – ask your insurance carrier to provide enhanced uninsured motorist coverage when you obtain or renew your insurance policy.
Most of the time we are dealing with underinsurance issues rather than complete lack of insurance issues. While it happens that sometimes our clients are hit by someone with no insurance at all, far more common is the situation where the person hitting them has insurance, but just not enough.
Prior to 2018, if you had an uninsured motorist claim, your insurance carrier was only liable for the amount of insurance coverage less the available policy from the at fault party. So if you had $30,000 in uninsured motorist coverage, and the at fault party had $30,000 in coverage, you could not recover any additional money against your own policy.
In 2018, the law changed and now insurance companies must offer you the option of enhanced uninsured motorist coverage. Now, if you have enhanced UIM, and you are hit by someone who has $30,000 in coverage, you can collect the full value of your UIM policy. Under the old law, if you had $100,000 in UIM coverage and the other party had $30,000 in coverage, you cold only recover $70,000 against the UIM policy. With enhanced UIM, you can recover $30,000 from the at-fault party and an additional $100,000 from your own policy.
We recommend that you carry as much UIM as you can reasonably afford. At a minimum, you don’t want to have less than $100,000 in UIM coverage. If you can afford $250,000 or more in coverage, it is wise to have that in place.
The other important type of insurance to make sure you have is Personal injury Protection, also known as “PIP” coverage. PIP is part of the insurance policy that you’ll have with your insurer. PIP insurance pays for your own medical expenses and lost wages in the even that you are in a crash. PIP is what was call “No fault” insurance coverage. It doesn’t matter whether you or someone else caused the crash. PIP will pay the benefits at the time that you apply.
PIP pays for only two things – medical bills and lost wages. You cannot use PIP to pay for things such as a rental car or pain and suffering. The standard PIP policy is $2,500, but you can get a policy as high as $10,000. PIP coverage can be waived, but this is a bad idea. Never waive PIP coverage.
PIP is great to have because it provides a benefit that doesn’t have to be paid back if you recover money from a third party. If you have health insurance (and if you don’t – you should!), and you go to the hospital or doctor following a crash, your health insurance provider will get reimbursed out of the money you recover. Under your health insurance policy, you are contractually obligated to pay them back. They have what is called a subrogation right to recover they money they paid for your care. PIP has no subrogation right. If PIP pays for your hospital stay, you do not have to pay that money back when your case settles. Obviously, it is to your benefit to pay for everything you can using PIP dollars before dipping into your private health insurance.
It is to your benefit to have a bigger PIP policy. For just a few bucks more a year, you have the option to pay with money that won’t result in a lien if you get injured.
How Your Property Damage Claim Works
If you are involved in an automobile accident while in your own vehicle, you essentially have two claims. First, you have a personal injury claim. Second you have a property damage claim. This page is to help you deal with the property damage. For detailed information about your personal injury claim, click here instead.
The part that caused the accident is legally obligated to pay you for the expense incurred as a result of the crash. This means that in addition to compensating you for your injuries, they have to pay to have your car repaired or replaced and to pay for you to have a rental car for a reasonable period of time while your car is repaired.
In almost every case, the insurance company for the other driver will settle the property damage portion of your claim soon after the crash. The property damage claim can be settled before you are finish treating for your injuries and usually well before you are even ready to make a claim for your injuries.
You Don’t Need an Attorney to Resolve Your Property Damage Claim
In most circumstances, you can get your car repaired or replaced, and get your rental car paid for without the assistance of an attorney. If you have collision coverage through your own insurance policy, then it is super easy since you are dealing with your own company. Even if you don’t have collision coverage, however, you can deal with the adverse insurance company and they will pay for your rental and repair when their insured is at fault.
Insurance adjusters may have preferred body shops that will work closely with the adjuster and have your car repaired. You may choose to use one of these shops, but under no circumstances are you obligated to use the shop suggested by the insurance company. If you car is drivable, you might want to get estimates from several different body shops before making a decision. Obviously, if your car is not drivable, getting multiples estimates is a bit more challenging.
The at-fault driver’s insurance company will assign an adjuster to work with you in getting your property damage claim and rental claim resolved. You should make every effort to work with the adjuster to get the property damage claim resolved. You really, almost always, are not better off going to court t resolve the property damage portion of your claim. It will likely cost you thousands of dollars to do so. So, unless the adjuster is being extremely unreasonable, then you don’t want to get into that fight.
You do not want to give the adjuster a recorded statement. The adjuster may request that you give a recorded statement, but they cannot require you to do so.
What the Insurance Will Pay For
Under Maryland law, the insurance company is required to put you back to where you were before the crash. This doesn’t necessarily mean what you think. What it means is that economically, you will be in no worse position than before the crash. The insurance company will generally pay the cost to repair your vehicle. In addition, you may recover some costs for loss of value as a result of the crash. If your vehicle is not repairable, or if the cost to repair is close to or exceeds the value of your vehicle, the insurance company may opt to pay you the value of the vehicle as it was before the crash. The insurance company, not you, get to decide whether the vehicle will be totaled.
If the vehicle is going to be repaired, you have the right to choose who does the repairs. The insurance company is obligated to pay for the repairs and you are entitled to new parts.
Once your vehicle is repaired, or once it is declared a total loss, your right to recover for a rental car will be up. If your vehicle is totaled, you’ll likely be able to get another two or three days of rental coverage, but you want to get a replacement as quickly as possible so that you will not have to pay out of pocket for rental expenses.
It is not unusual for us to see clients who have relatively new vehicles and get in a crash and the insurance doesn’t pay the full outstanding amount on their loan. This is the risk that you take when you have financed a vehicle and your loan is for the full amount of the vehicle. Some people purchase “gap insurance” that covers the difference between the value of the vehicle and the outstanding loan.
The reason that you may have a loan for more than the vehicle value is that vehicles often depreciate rapidly. Chances are that if you financed the full purchase price of your vehicle, that your vehicle is worth less than you owe on it almost immediately. If your car is financed and it is totaled, you are still obligated to pay the balance due on your loan regardless of the fact that you no longer have a car.
If the car has a lien on it, any insurance proceeds will go to pay off the lien first. So, you might not receive any money for the vehicle as a result of your claim.
When negotiating your property damage claim, make sure to thoroughly review the appraisal prepared by the insurance company. Make sure that your appraisal accounts for any options and extras that your car had. For example, if your car had power seats or a sunroof, make sure that is reflected in the appraisal. Those types of extras can add hundreds or even thousands of dollars to the value of the vehicle.
If you are not happy with the property damage resolution proposed by the insurance company, you have a couple of options. First, you can file a lawsuit to recover the cost of the car. There are reasons that this may not be a good option for you – particularly if you have been injured in the crash. If that is the case, you definitely want to talk to a personal injury attorney before you go down this road. Secondly – you can accept the total loss and then buy back the car from the insurance company for salvage value. You can then decide to get it repaired, or perhaps sell the parts, its up to you.
We’ll fight for you.